The news this month is full of money for crash stories where people intentionally crash into the rear of someone's car in order to claim against their insurance company. The BBC reported only this week that these demands are at an all time high .
The IFB has predicted that more than thirty thousand erroneous accidents were staged last year costing the insurance companies £350 million which added over £40 to the insurance premium of every driver in the UK.
The worst location for the scam was found to be Birmingham as well as London, whereas until recently Manchester and the north west was the focus of this action. The scam is delivered by drivers breaking suddenly and disabling their brake lights or using their hand brake so the brake lights do not engage . Unsuspecting motorists run into the back of such road users and it is generally assumed that the car that ran in the back is at fault.
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The police say that the perpetrators select their victims with care , citing particularly single women, single mums and elderly people. There is also a tendancy to target the drivers of business vehicles who appear less concerned in the welfare of their vehicles.
These are not petty amounts either, they can run between ten and twenty thousand pounds and can include storing of damaged cars, lost earnings and recovery charges. Costs can soon run out of control and that's before any claim for personal injury.
The insurance industry is advising anyone involved in accidents such as these to remain calm, not to admit liability, record the area in photographs on their mobile or digital camera.
The frausters are not getting away with it. In a recent case a member of a gang was given a two-year jail sentence, with 12 months suspended.
If you are involved in such an accident get in touch straight away with Drummonds Solicitors in Chester.
