Thursday, 4 August 2011
Friday, 10 December 2010
Drummonds Solicitors
Drummonds Solicitors - Personal Injury, Divorce, Conveyancing
Windsor House, Street, Chester, Cheshire CH1 1DF 0800 399999
Windsor House, Street, Chester, Cheshire CH1 1DF 0800 399999
Thursday, 18 November 2010
November Divorce, Conveyancing and Personal Injury News
A well known UK paper reported this week on the escalation of real estate crime and property theft involving property .
The Land Registry says that the criminals are targeting properties and using forged documents . They have even published a report to help the public guard against property fraud . It's called A Public Guide for Homeowners. Older people , it is reported, are most at risk of these criminals who try to mortgage their homes. Other victims include those in care or moving into residential homes as these groups usually own buildings which no longer have charges on them.
A representative of the Law Society said that houses is a high cost asset against which loans can be secured . The Land Registry guide contains a range of useful tips on avoiding this rip off including registering the title on the property .
Personal injury claims and the Football Premiership have come into dual focus this week with football professional Nigel de Jong banged into Newcastle United player Hatem Ben Arfa leaving him with a double fracture of the leg .
The French footballer will be out of the game for at least six months thus missing most of the remaining fixtures.
Marseille the owner club from where Ben Arfa is on loan are reportedly looking at the prospects for launching a legal claim. The Manchester city boss came to the defence of de Jong declaring that it was an sad accident. In 1999 Gordon Watson successfully litigated Kevin Gray for a broken leg during a Division 1 match . With sportsmen now highly priced and highly prized by their clubs , it's not surprising that these kind of personal injury claims are on the rise.
The Land Registry says that the criminals are targeting properties and using forged documents . They have even published a report to help the public guard against property fraud . It's called A Public Guide for Homeowners. Older people , it is reported, are most at risk of these criminals who try to mortgage their homes. Other victims include those in care or moving into residential homes as these groups usually own buildings which no longer have charges on them.
A representative of the Law Society said that houses is a high cost asset against which loans can be secured . The Land Registry guide contains a range of useful tips on avoiding this rip off including registering the title on the property .
Personal injury claims and the Football Premiership have come into dual focus this week with football professional Nigel de Jong banged into Newcastle United player Hatem Ben Arfa leaving him with a double fracture of the leg .
The French footballer will be out of the game for at least six months thus missing most of the remaining fixtures.
Marseille the owner club from where Ben Arfa is on loan are reportedly looking at the prospects for launching a legal claim. The Manchester city boss came to the defence of de Jong declaring that it was an sad accident. In 1999 Gordon Watson successfully litigated Kevin Gray for a broken leg during a Division 1 match . With sportsmen now highly priced and highly prized by their clubs , it's not surprising that these kind of personal injury claims are on the rise.
Thursday, 21 October 2010
Legal news October 2010
It's another celebrity divorce , this time Christina Aguilera is parting company with her 5 year beau due to irreconcilable differences. Ms Aguilera commented that the couple's dedication to their child Max who is two years, old remained their number one priority. John Bratman is seeking joint custody of the child although a pre wedding agreement appears to block any claim to child support in the event of separation .
This quarter appears to have seen a marginal rise in the remortgage business and reported by FT Adviser although purchase instructions are down on the last quarter they are most definitely up some fourty percent on this time 2009. The remortgage market has been decidedly flat in recent times but this small rise does demonstrate that some business is being concluded. Some speculate that the rise in remortgaging is owners seeking to release cash to help their children get on the property ladder.
Did you ever thought to yourself, “If only I hadn’t”...well Lord Mayor of Belfast must have his face in his hands after trying to jump over a colleague and instead landing full on the front of her. The victim Ms Mallon was adorned as a tomato at a food festival when the accident took place and the tragedy left her in a great deal of discomfort. The result was a personal injury claim payment of £24000.
This quarter appears to have seen a marginal rise in the remortgage business and reported by FT Adviser although purchase instructions are down on the last quarter they are most definitely up some fourty percent on this time 2009. The remortgage market has been decidedly flat in recent times but this small rise does demonstrate that some business is being concluded. Some speculate that the rise in remortgaging is owners seeking to release cash to help their children get on the property ladder.
Did you ever thought to yourself, “If only I hadn’t”...well Lord Mayor of Belfast must have his face in his hands after trying to jump over a colleague and instead landing full on the front of her. The victim Ms Mallon was adorned as a tomato at a food festival when the accident took place and the tragedy left her in a great deal of discomfort. The result was a personal injury claim payment of £24000.
Thursday, 16 September 2010
News about Personal Injury, Divorce and Conveyancing
Divorce
Divorce can throw up some weird and bizarre stories, Take for example Michelle Young who is in the act of asking for £400 million sterling in divorce settlement but also asking for housing benefit as her former husband has yet to give her a penny.
Although former clothes designer Michelle was going to receive £27000 as an interim , her soon to be ex husband decided to make himself bankrupt.
Now she finds herself unable to fund the continuation of her battle to part Mr Young from his money . She owes over half a million pounds in legal fees.
This angry fight which is over three years in the making is likely to run and run as he claims the fortune she seeks “has gone” and she declares to fight for what is legally hers.
Conveyancing
Small legal firms where the majority of their incomes are conveyancing based are under pressure. In the past buyers could choose any legal firm to deliver their conveyancing but now lenders including Lloyds have 'lender's lists' of preferred conveyancing providers from which the buyer has to select. Those conveyancing firms who are not on the bank's lists are going to lose out. As Lloyds control 33% of all lending, the monetary impact for conveyancing firms of not making it onto the lender register would be significant and could lead to bankruptcy.
Personal Injury
An action against Marks & Spencer this week brings into sharp focus the issues facing public access shops and the potential of personal injury. A woman who went over on a wet floor in Marks & Spencer in Perth was awarded £7,500 in compensation. The lady who was in her 70s did not see the splash of water near a cold cabinet and her fall resulted in a fractured hip and permanent damage. M&S tried to argue that the lady had been careless in her actions but the judge found in favor of the victim .
Divorce can throw up some weird and bizarre stories, Take for example Michelle Young who is in the act of asking for £400 million sterling in divorce settlement but also asking for housing benefit as her former husband has yet to give her a penny.
Although former clothes designer Michelle was going to receive £27000 as an interim , her soon to be ex husband decided to make himself bankrupt.
Now she finds herself unable to fund the continuation of her battle to part Mr Young from his money . She owes over half a million pounds in legal fees.
This angry fight which is over three years in the making is likely to run and run as he claims the fortune she seeks “has gone” and she declares to fight for what is legally hers.
Conveyancing
Small legal firms where the majority of their incomes are conveyancing based are under pressure. In the past buyers could choose any legal firm to deliver their conveyancing but now lenders including Lloyds have 'lender's lists' of preferred conveyancing providers from which the buyer has to select. Those conveyancing firms who are not on the bank's lists are going to lose out. As Lloyds control 33% of all lending, the monetary impact for conveyancing firms of not making it onto the lender register would be significant and could lead to bankruptcy.
Personal Injury
An action against Marks & Spencer this week brings into sharp focus the issues facing public access shops and the potential of personal injury. A woman who went over on a wet floor in Marks & Spencer in Perth was awarded £7,500 in compensation. The lady who was in her 70s did not see the splash of water near a cold cabinet and her fall resulted in a fractured hip and permanent damage. M&S tried to argue that the lady had been careless in her actions but the judge found in favor of the victim .
Sunday, 22 August 2010
Cash for crash scams
The news this month is full of money for crash stories where people intentionally crash into the rear of someone's car in order to claim against their insurance company. The BBC reported only this week that these demands are at an all time high .
The IFB has predicted that more than thirty thousand erroneous accidents were staged last year costing the insurance companies £350 million which added over £40 to the insurance premium of every driver in the UK.
The worst location for the scam was found to be Birmingham as well as London, whereas until recently Manchester and the north west was the focus of this action. The scam is delivered by drivers breaking suddenly and disabling their brake lights or using their hand brake so the brake lights do not engage . Unsuspecting motorists run into the back of such road users and it is generally assumed that the car that ran in the back is at fault.
Drummonds Solicitors has the experience and knowledge to help you through any legal minefield from divorce to personal injury, conveyancing to employment law.
The police say that the perpetrators select their victims with care , citing particularly single women, single mums and elderly people. There is also a tendancy to target the drivers of business vehicles who appear less concerned in the welfare of their vehicles.
These are not petty amounts either, they can run between ten and twenty thousand pounds and can include storing of damaged cars, lost earnings and recovery charges. Costs can soon run out of control and that's before any claim for personal injury.
The insurance industry is advising anyone involved in accidents such as these to remain calm, not to admit liability, record the area in photographs on their mobile or digital camera.
The frausters are not getting away with it. In a recent case a member of a gang was given a two-year jail sentence, with 12 months suspended.
If you are involved in such an accident get in touch straight away with Drummonds Solicitors in Chester.
The IFB has predicted that more than thirty thousand erroneous accidents were staged last year costing the insurance companies £350 million which added over £40 to the insurance premium of every driver in the UK.
The worst location for the scam was found to be Birmingham as well as London, whereas until recently Manchester and the north west was the focus of this action. The scam is delivered by drivers breaking suddenly and disabling their brake lights or using their hand brake so the brake lights do not engage . Unsuspecting motorists run into the back of such road users and it is generally assumed that the car that ran in the back is at fault.
Drummonds Solicitors has the experience and knowledge to help you through any legal minefield from divorce to personal injury, conveyancing to employment law.
The police say that the perpetrators select their victims with care , citing particularly single women, single mums and elderly people. There is also a tendancy to target the drivers of business vehicles who appear less concerned in the welfare of their vehicles.
These are not petty amounts either, they can run between ten and twenty thousand pounds and can include storing of damaged cars, lost earnings and recovery charges. Costs can soon run out of control and that's before any claim for personal injury.
The insurance industry is advising anyone involved in accidents such as these to remain calm, not to admit liability, record the area in photographs on their mobile or digital camera.
The frausters are not getting away with it. In a recent case a member of a gang was given a two-year jail sentence, with 12 months suspended.
If you are involved in such an accident get in touch straight away with Drummonds Solicitors in Chester.
Wednesday, 23 June 2010
Conveyancing North Wales
As the owner of a rented house in North Wales for almost four years I have a thorough understanding of the pros and cons and my purpose is to inform the decision of anyone considering investing in the same way. The first point is the decision to invest. If you inherit cash from your parents as I did you will want to do something meaningful with it. There is no value in just putting it in savings as in the long term the value of that cash will drop. I did what many people do which is invest in bricks. I suppose I could have put the money in art or wine or seek out a high interest account but my thinking was based on long considered evidence that over a long period , that in excess of 20 years, houses is one of the soundest investments. Like anything , there are always the flip side. You will not be able to get at your money short term. The value of your property may go down as well as up which was indeed what has took place during the recession of the past few years. You will have to find a reliable tenant who will look after your investment. In fact you will have to find a whole collection of tenants over a 20 plus year period as the average tenant will only stay one year. You will be in demand to your tenants over maintenance and other problems . You will have to shell out for repairs etc. You will have to insure the property. Interest rates may sky rocket and cut into your profit. Your profit is taxable although on an interest only deal you can currently offset all the interest against tax. You may not be able to dispose of the property when you wish to. If you sell you will be liable to capital gains tax if it's your 2nd property. And finally you will have to pay for conveyancing in north wales plus other legal and professional fees .
Not as simple as you first thought? So why do investors like me do it at all? Well long sight I believe the capital value of my property will rise well. When the time comes I aim to take out amounts of equity from the property and re mortgage it. The equity is currently non taxable. With low interest rates I currently get a monthly small income from the property. I happen to like DIY so maintenance is not a problem.
Not as simple as you first thought? So why do investors like me do it at all? Well long sight I believe the capital value of my property will rise well. When the time comes I aim to take out amounts of equity from the property and re mortgage it. The equity is currently non taxable. With low interest rates I currently get a monthly small income from the property. I happen to like DIY so maintenance is not a problem.
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